
Greater Fredericksburg, Virginia • Hablamos Español
Fredericksburg Real Estate Agents Who Know Your Neighborhood
For more than 20 years, Nance & Associates, Realtors has helped buyers, sellers, and investors throughout the Fredericksburg region, including Stafford, Spotsylvania, King George, Caroline, and the Locust Grove area. Whether you’re buying your first home, selling a property, or weighing an investment or commercial opportunity, you’ll work directly with an experienced local broker who gives you honest advice and personal attention from the first call to the closing table.
Browse Properties by Type
New Listings in the Fredericksburg Area
How We Help Buyers, Sellers, and Investors
Buying a Home
From first-time buyer programs to move-up purchases, we set up custom MLS searches, alert you the moment a match hits the market, and negotiate on your behalf so you get the right home on the right terms.
Selling Your Home
We price your home with a detailed local market analysis, market it with quality photography and targeted online exposure, and guide you through every offer to help you sell for top dollar with less time on the market.
Real Estate Investing
Buying a fix-and-flip, multi-family building, or long-term rental? We run realistic after-repair value (ARV) estimates and cash-flow projections so you can make offers with confidence.
Fredericksburg Area Market Snapshots
Your Move, Step by Step
Buying or selling a home is a big decision. Here is what working with us looks like from the first conversation to closing day.
Talk With Us
Start with a free, no-pressure consultation by phone, video, or in person, in English or Spanish. We learn your goals, timeline, and budget.
Build Your Plan
Buyers get a custom MLS search and a clear picture of financing. Sellers get a pricing analysis based on recent local sales, plus a prep and marketing plan.
Tour and Negotiate
We schedule showings, review disclosures and comparable sales, and negotiate price, repairs, and terms so you never feel outmatched.
Close With Confidence
We coordinate with lenders, inspectors, appraisers, and the settlement company, and keep you updated until you have the keys or the proceeds.
What Is Your Home Worth in Today’s Market?
Enter your address for a free instant home value estimate. Online estimates can’t see your updates, your home’s condition, or last week’s neighborhood sales, so follow up with a local broker for a detailed pricing analysis.
Request a Free Broker AnalysisAreas We Serve in Virginia
Based in Fredericksburg, we help buyers and sellers across the region, from historic downtown homes to new construction, lake, waterfront, and country properties.
Fredericksburg City
Set along the Rappahannock River, Fredericksburg pairs centuries of history with a lively, walkable downtown, where Caroline Street is lined with restaurants, shops, and galleries. Beyond the Historic District you’ll find commuter-friendly condominiums at Cobblestone Square, classic homes in the Village of Idlewild, established neighborhoods such as Normandy Village and Great Oaks, and newer communities like the Hills at Snowden and the Preserve at Smith Run.
Search Fredericksburg Homes for Sale →Stafford County
Stafford County sits between the Rappahannock and Potomac rivers, just south of the Washington, D.C. metro area, which makes it a favorite with commuters. Popular choices include Embrey Mill, with its pools, trails, and newer homes; Leeland Station, close to the Leeland Road VRE stop; and the wooded, established community of Aquia Harbour.
Search Stafford Homes for Sale →Spotsylvania County
Spotsylvania County stretches from the Rappahannock River to the shores of Lake Anna, roughly halfway between Washington, D.C. and Richmond. Buyers can choose golf-course living at Lee’s Hill, established neighborhoods such as Lee’s Parke and Fox Point, or the shops and amenities around Salem Fields, along with rural acreage for anyone who wants more room.
Search Spotsylvania Homes for Sale →King George County
East of Fredericksburg along Routes 3 and 301, King George offers a quieter, more rural pace, with larger lots, Potomac River access, and a short drive to Naval Support Facility Dahlgren. It’s a great fit for buyers who want space without giving up an easy trip into town.
Explore King George →Caroline County
South of Fredericksburg along I-95 and Route 301, Caroline County includes Bowling Green, Ladysmith, and Lake Caroline. Buyers come here for value, new construction, and acreage, with convenient access to both Fredericksburg and Richmond.
Ask About Caroline County Homes →Locust Grove (Orange County)
West of Fredericksburg on Route 3, the Locust Grove area of Orange County is home to the gated lake community of Lake of the Woods, along with open countryside and a growing selection of shops and services along the Route 3 corridor.
Ask About Locust Grove Homes →Also serving Northern Virginia: we have years of experience in Prince William and Fairfax Counties, including Woodbridge, Manassas, and Lorton. Moving between Northern Virginia and Fredericksburg? We know both markets.
55+ and Active Adult Communities
Whether you’re downsizing, moving closer to family, or ready for a low-maintenance lifestyle with clubhouses, fitness centers, and social calendars, we help you compare communities, understand HOA fees and age requirements, and time the sale of your current home with your next purchase.
Fredericksburg Region
Northern Virginia
Selling the Family Home?
A downsizing move has a lot of moving parts. We help with pricing, deciding which repairs are worth making, recommending trusted movers and estate sale companies, and lining up both closings so you only move once.
Search 55+ Homes55+ Living GuideSe habla español
Hablamos Español: Su Equipo de Bienes Raíces en Fredericksburg
Comprar o vender una casa es una de las decisiones más importantes de su vida, y es más fácil cuando puede hacer todas sus preguntas en su propio idioma. Todo nuestro equipo habla español y le acompaña en cada paso, desde la búsqueda de casas y la precalificación para su préstamo hasta la negociación, la inspección y el cierre.
Our entire team speaks Spanish, so Spanish-speaking buyers and sellers can work with us comfortably in their own language.
Le Ayudamos Con
- Comprar su primera casa
- Saber cuánto vale su casa y venderla
- Casas nuevas y comunidades 55+
- Propiedades de inversión y alquiler
- Préstamos hipotecarios y seguros de casa con nuestras compañías afiliadas
Family-Owned and Locally Rooted
Local Experience You Can Count On
Nance & Associates, Realtors is a family-owned brokerage that has served the Fredericksburg region for more than two decades. We pair modern tools with the responsive, personal service that keeps clients coming back. Whether you’re competing in a multiple-offer situation or running the numbers on a rental property, our licensed team protects your interests and keeps you informed at every step.
20+
Years serving the Fredericksburg area
EN + ES
Bilingual team: every agent speaks English and Spanish
What Sets Us Apart
- ✓Accurate pricing: Home values based on real comparable sales and local knowledge, not just an online estimate.
- ✓Modern convenience: Instant MLS alerts, electronic signatures, and a personalized property search portal.
- ✓Support for the whole move: Help with real estate, mortgage financing, and homeowners insurance through our affiliated licensed professionals.
Real Estate, Mortgage, and Insurance in One Place
Many buyers juggle an agent, a lender, and an insurance agent who never talk to each other. Our family of companies works together, so your financing, homeowners insurance, and closing date stay on track.
Nance & Associates, Realtors
Buying, selling, investment, new construction, 55+, and commercial real estate throughout the Fredericksburg region and Northern Virginia.
Talk With an Agent →Quikhome Mortgage Lending, LLC
As a mortgage broker, Quikhome compares loan options from multiple lenders to find financing that fits your goals, including conventional, FHA, and VA home loans, plus DSCR and fix-and-flip loans for investors.
NMLS #2063359 · NMLS Consumer Access
Visit Quikhome.com →Union Insurance Agency LLC
An independent insurance agency offering homeowners, auto, landlord, and umbrella coverage. We compare quotes from multiple carriers so your policy is in place well before closing day.
Visit UnionInsurance.agency →Affiliated business disclosure: Kristofer Nance, an associate broker with Nance & Associates, Realtors, is affiliated with Quikhome Mortgage Lending, LLC (NMLS #2063359) and Union Insurance Agency LLC. These are separate companies. You are not required to use Quikhome Mortgage Lending, LLC or Union Insurance Agency LLC as a condition of buying, selling, or financing a home, and you are free to shop for other providers. Equal Housing Opportunity.
Meet Our Team

Gary Nance
Principal Broker

Stephanie Nance
Office Manager & REALTOR®

Kristofer Nance
Associate Broker
Commercial Real Estate in Fredericksburg
Frequently Asked Questions
Quick answers to the questions we hear most from Fredericksburg-area buyers and sellers.
What areas do you serve?
We are based in Fredericksburg and work throughout the City of Fredericksburg, Stafford, Spotsylvania, King George, and Caroline Counties, and the Locust Grove area of Orange County. We also help clients in Prince William and Fairfax Counties, including Woodbridge, Manassas, and Lorton.
¿Hablan español?
Sí. Todo nuestro equipo habla español, y podemos ayudarle a comprar, vender o invertir en su propio idioma. Yes, our entire team speaks Spanish.
How much is my home worth?
Start with the free instant estimate on this page, then ask us for a broker pricing analysis. We look at recent sales near you, your home’s condition and updates, and current competition to recommend a price that attracts buyers without leaving money on the table.
Do I need to be pre-approved before touring homes?
It is strongly recommended. A pre-approval shows sellers you are a serious buyer, confirms your realistic price range, and lets you act quickly when the right home comes along. Our affiliated mortgage company, Quikhome Mortgage Lending, can help, or you can work with any lender you choose.
How does buyer agent compensation work?
Before we tour homes together, we sign a written buyer agreement that explains our services and how we are paid. Compensation is always negotiable, and in many sales the seller agrees to cover some or all of it. We walk you through your options up front so there are no surprises.
Can you help me buy or sell in a 55+ community?
Yes. We know the active adult communities around Fredericksburg and Northern Virginia, including age requirements, HOA fees, and amenities, and we can help you time the sale of your current home with your next purchase.
Do you work with real estate investors?
Yes. We help investors find fix-and-flip, rental, and multi-family properties, estimate after-repair value (ARV) and cash flow, and arrange DSCR or fix-and-flip financing through our affiliated mortgage company.
Should I bring an agent when I visit new construction?
Yes. The builder’s on-site sales team represents the builder, and many builders require your agent to be with you on your first visit. Contact us before you tour model homes so we can help you compare builders, lots, upgrades, and incentives.

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